Essentially because you get a better deal with private health cover.
A club wide policy would require you to be insured for the whole year rather than just for the length of the league so it would increase registration prices.
Plus as a blanket policy it would provide only very limited cover of up to specific amounts e.g. $20 off first few Physio appointments.
If you don't have a medicare card or private health cover we recommend you take out a personal accident or injury policy.
Whilst SportUP aims to provide a safe and fun place to play sport, accidents do happen so make sure you know what you are covered for with your insurance.